| Policy Type |
Description |
| Agricultural Vehicle |
Farm machinery, domestic sit on mowers |
| Car |
Private motor insurance |
| Caravan |
Static or mobile |
| Commercial Combined |
Business insurance package of various policy types |
| Combined Liability |
Business insurance package of various policy types |
| Commercial Vehicle |
Vans, lorries |
| Shops |
Retail outlets |
| Contractors Insurance |
Construction |
| Directors & Officers |
Cover directors and committee members against negligence |
| Employers Liability |
Statutory liability cover for employees |
| Engineering |
Statutory testing of equipment for Health & Safety
Loss arising from mechanical breakdown of machinery |
| Exhibition |
Permanent, moveable or 'one-off' exhibitions |
| Medical Malpractice Insurance |
|
| Motor Fleets |
Multi-vehicle policies for commercial vehicles and/or cars |
| Fire & Perils |
Cover against standard perils |
| Guest Houses |
Specialist policies for the hotel & guest house market |
| Glass |
Usually for plate glass |
| Goods In Transit |
Cover whilst goods are being transported |
| Home Buildings |
Sometimes referred to as 'Bricks & Mortar" insurance |
| Home Contents |
Cover against loss/damage for household contents |
| Horses |
Specialist equine policies covering vets fees, trials, cross country, tack etc |
| Homeworkers |
Hybrid home contents policy which extends to give business cover for people working from home. |
| Legal Expenses |
Cover for legal costs - domestic and commercial |
| Loss of Profits |
Business interruption cover |
| Livestock |
Farming stock |
| Motorcycle |
From mopeds to superbikes |
| Marine |
Small marine craft - Inland waterways and ocean going |
| Motor Traders |
Package policy for motor traders with premises |
| Money |
Cover for loss/theft - also fidelity for theft by employees |
| Office |
Small or large office insurance |
| Personal Accident & Sickness |
Cover for self employed for death, accident or sickness. |
| Product Liability |
Indemnity for loss arising from the supply of faulty goods or services |
| Professional Indemnity |
Indemnity for loss arising from the giving of bad or incorrect advice |
| Public Liability |
Cover against loss by third parties arising from your actions |
| Property Owners |
"Bricks & Mortar" cover for landlords. Also special schemes available for managing agents |
| Public Houses/Clubs |
Specialised cover for pubs and clubs |
| Retailers |
Package policy for all classes of retailers |
| Restaurants |
Specialist package policies for the restaurant and catering trade |
| Travel |
Short or long term travel, annual policies, backpackers, hazardous sports |
